Given the EBT login credentials (i.e., username, password, and optional challenge question answers) along with the state collected via your custom client UI, returns a temporary link ID.

On successful verification, a webhook event will emit and the temporary link can be exchanged for a long-living token. The exchanged token can be used to fetch balance and transaction information.

If credentials are incorrect or a challenge question answer is required, a webhook event will emit with the failure reason.

Credentials are deleted immediately on failure or within 15 minutes if the temporary link is not exchanged.

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